Cruise vacations give a unique vacation experience and offer a combination of amazing entertainment, wonderful activities, and an opportunity to visit some of the fascinating destinations around the world. These vacations are able to fit a range of budgets, from those all-inclusive mega-liners on a world tour, to a two-day cruise to the Bahamas. And in view of the resurgence of these vacations its often possible to save time and money on locating a competitive cruise travel insurance plan that caters especially for a cruise vacation.
Posts Tagged ‘Cruise Insurance’
Cruise Travel Insurance Benefits and Need
March 30th, 2010
When planning a cruise, it’s important to consider purchasing cruise insurance at the same time that you purchase the cruise. Offering protection and assistance against the unexpected, cruise insurance protects you in case of baggage loss, last minute travel changes, and emergency medical assistance. Before and during your ocean travels, it’s a great way to protect your vacation investment.
There are many different costs involved when you are planning a vacation, including the price of the cruise tickets, plane tickets to the port of departure, and other costs. There are often high fees involved if the trip has to be cancelled due to an emergency. Coverage is provided with cruise travel insurance in these situations to protect your trip investment
Travel insurance for cruises should be purchased within 15 days from the time you book your cruise package (initial deposit), to receive the maximum benefits available. Typically, coverage is included for emergency medical services, trip cancellation, trip interruption, trip delay, missed connections or baggage loss.
The medical services covered by cruise insurance include $50,000 in coverage for medical expense, $100,000 for emergency medical, and up to $50,000 for accidental death and dismemberment. In case of death or dismemberment while in flight, optional coverage can be purchased to protect you.
Before your trip begins, it can be impossible to predict what can happen. A pre-existing condition could force you to cancel your trip for reasons or the cruise line or travel agency can go out of business. You can relax and feel confident that you will be protected in these situations when you purchase cruise travel insurance within 15 days of booking your trip (initial trip deposit).
Important additional benefits that are included in cruise travel insurance include extra emergency travel services. You can have peace of mind when travelling knowing that you have access to 24-hour emergency travel assistance for help with rebooking flights, passport information and cash advances.
The price of cruise cancellation insurance is dependent on how long the trip will be and how old the traveler is. To receive the maximum benefit, you must purchase the plan at least 24 hours prior to the date of departure and you must insure the total pre-paid, non refundable portion of your trip.
By: Harry Higgins
